Tuesday, October 21, 2025

HomeEconomyMortgage Rates Near 3-Year Lows

Mortgage Rates Near 3-Year Lows

by Calculated Risk on 10/20/2025 07:13:00 PM

Mortgage Rates From Matthew Graham at Mortgage News Daily: Another Boring Day With Mortgage Rates Near 3-Year Lows

[W]e’re hanging out near 3 year lows with minimal volatility. In order to see sharper, more sustained momentum, we’d likely need the government shutdown to end. That would allow the most consequential economic reports (like the jobs report) to be released. It would also allow data collection to resume for future jobs reports.

Between now and then, there is other data to guide the rate market, but it’s just not as heavy hitting. This week is particularly light in that regard, but there’s one exception. The BLS received an exception to compile September’s CPI inflation data, to be released this Friday. It’s not quite on par with the jobs report, but it can certainly get rates moving (for better or worse, depending on the details). [30 year fixed 6.22%]emphasis added

Tuesday:
• No major economic releases scheduled.


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