HDFC Bank Limited (NYSE:HDB) Q2 2026 Earnings Call October 18, 2025 8:30 AM EDT
Company Participants
Srinivasan Vaidyanathan – Chief Financial Officer
Sashidhar Jagdishan – MD, CEO & Director
Kaizad Bharucha – Deputy MD & Director
Conference Call Participants
Mahrukh Adajania – Nuvama Wealth Management Limited, Research Division
Chintan Joshi
Kunal Shah – Citigroup Inc., Research Division
Anand Swaminathan – BofA Securities, Research Division
Rikin Shah – IIFL Research
Abhishek Murarka – HSBC Global Investment Research
Jayant Kharote – Axis Capital Limited, Research Division
Ravi Purohit – Securities Investment Management Pvt Ltd
Presentation
Operator
Ladies and gentlemen, good day and welcome to HDFC Bank Limited Q2 FY ’26 Earnings Conference Call. [Operator Instructions] Please note that this conference is being recorded.
I now hand the conference over to Mr. Srinivasan Vaidyanathan, Chief Financial Officer, HDFC Bank. Thank you, and over to you Mr. Vaidyanathan.
Srinivasan Vaidyanathan
Chief Financial Officer
Thank you, Nirav. Good evening, and welcome to all the participants on a very busy day. Without much ado, let me get to our CEO and MD, Sashi Jagdishan, for his opening remarks before we get on. We also have Kaizad Bharucha, our Deputy Managing Director. We will also get him at some point. Yes, please, Sashi over to you.
Sashidhar Jagdishan
MD, CEO & Director
Good evening, friends. First, let me wish all of you, Shubha Dhanteras and Shubha Deepavali. So first, let me start with the macro. Global outlook remains very volatile, thanks to the uncertainty related to tariffs and immigration policies. However, the domestic economy appears to be getting stronger. The triad of fiscal and monetary measures, whether it is the direct tax reductions, the GST reductions or the interest rate — upfronting of interest rate cuts, I think, have galvanized the economic activity in the recent past.
The food — the headline inflation has been printing
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